Life updates

Ok! I shall update since Clara said so and I love her! Hehehe!
Sorry if I'm using ultimate singlish today.
I just type whatever comes into my mind.


Hmmm... as mentioned in my FB:
"I never knew marriage and house together would make a huge issue in life until I'm in it. Makes me feel everything is just about $$. Now I finally understood why many couples fall out because of it. There's so much to discuss and agree upon together. Each have our own perspectives and opinions. Every decision cost dearly; no less than $10k each. ZR said it'll be a test for us and I hope we'll go through this and become stronger than before. Let's have faith and God will see us through."

Well... There's more detail to it but it's not possible for me to say them all out in my status.

When I was younger, I really thought marriage is just about love...

I am so wrong...

Money comes first. Seriously.
Love comes second.

No matter how much u love each other.
Once come to money.... it strains the relationship.
Just like the famous chinese saying, "谈钱伤感情."

Okay. Let me try and piece my fragmented thoughts.

Let's begin from the house.

Miraculously, we got the house we wanted.
Thank God.

But it's the start of all problems as well.
Oh. All problems actually is one BIG problem = Money.

Firstly, we have to think of down payment.
at least 5% ? = $23,000

We gonna get the house soon. = Need to be married legally to collect keys.

Next prob :
Spoke to our pastor. ZR asked if there's any couple who skipped holding wedding in church.
We are hoping he said yes. then we just ROM... cheap cheap. get the house.
Wedding think later.

He adviced us not to get married just because of the house etc etc etc.
In short. answer is "no."

So we must get married in Church. = need money for bridal gown. buffet catering.

Then ZR and I started arguing about getting married in church and holding banquet.

ZR said he just want to hold church wedding first.
Renovate the house.
Hold wedding banquet years later.

To be honest, i find it ridiculous.
Why get married in church, when everyone in the world already know you are married.
Then years later, suddenly "get married again" in Chinese banquet style.
If I want, I would rather hold the wedding church and banquet on the same day.
Then he say we can't afford.
So i said, "You're saying you can't afford wedding banquet. but can afford renovation?"

Then he said, "So you have house but you don't want to move in? Want to leave it bare and empty? renovation loan 2%, no marriage loan. that's cash loan. higher interests."

OMG.
Either way, we are both right.

But again, we don't have enough money for renovation either.

I don't want to move in... after a few years, refurnish the house.

WASTE OF TIME AND EFFORT MOVING AROUND.

Again, we also don't have enough money to renovate the whole house one shot unless we loan.

But i really don't want to do double things double times.

Wedding on different years. Rennovation on different timings.
?????!!!!


But either way, we don't have money.

MONEY MONEY MONEY

WHAT LOVE?!

SIAO LA.

Then as mentioned.
One of the reason why i don't mind getting married to zr early.
Cos i'm nuts about having kids.
I WANT TO BE A MOTHER NOW
LOL.
But say only.

NO MONEY.
Even if get married already, renovate the house already.
GOTTA start from scratch to save and pay back all the debts.

I don't want my child to be born and we have to worry about milk, diapers or even furnitures.
I feel we won't enjoy parenthood as much if we have to worry and stress about money.

In addition, knowing ZR's pattern, he super love to decorate to the max.

Keep prawn, must buy tank, decorations etc.
Must buy partner. Scared the prawn lonely.

Now buy fish, must make sure have bubbles.
Now, he wants to buy water temperature control. SIAO.
Two goldfish only. LOL!

But i also love him this way. He wants the best.
There's once he said he wants to go parenting class all these.

I think we no money. Go what class.
Go library borrow book la. Free.
so sad life.
:(

If he cannot decorate the kids room.
I think he will be very emo.
LOL.


To be honest, I don't see myself being a mother.
Not younger than 28.
Just because of financial difficulties.

No wonder population in Singapore declining.
No money. How to have kids?

Sometimes we keep asking each other... why are we both degree graduates, but we have zero savings in our banks.

SERIOUSLY. I'm not exaggerating.
Not only do we have zero savings, we are in debts.

Other than our house and marriage.
He has debts to return his brother for his university loans.

If i completed my diploma 2 years ago, start work, save up, maybe we could get married soon and renovate the house.

We are not getting any younger.

I'm 26 next year. He's 30 next year.
Why we have $0???

WHY HUH?

I feel so old and so broke.

DID WE SPEND TOO MUCH?

We both keep wondering to ourselves did we make a mistake to further our studies.

A question can only be told in time.

SIAN.